Terms and Conditions

1. Acceptance of Terms

By accessing Namma Credit, you acknowledge that this is a Learning Awareness Platform. The content provided is for educational purposes only.

2. Use of the Platform

Users must use Namma Credit for lawful educational purposes. The platform provides insights into how financial decisions, like missing EMI payments, can impact credit scores and long-term financial health.

3. No Financial Advice & Google Play Policy Disclosures

We are not financial advisors, lenders, or credit repair agents. The information on this site should not be taken as professional financial advice. Always consult with a certified professional for specific financial decisions.

Google Play Financial Services Policy Compliance:

• No Lending: We are strictly an educational and awareness platform. We do not offer, facilitate, originate, or broker personal loans, payday loans, or any credit products.
• No Financial Transactions: We do not charge interest rates, fees, or demand repayment, as we are not a financial institution. We do not provide short-term loans or any financial assistance services.
• Educational Context: All content—including simulators, lessons, and calculators—is for educational and hypothetical planning purposes only. It does not guarantee approval for actual credit or loans.

4. Intellectual Property

All content, including articles on credit scores and financial education, is the property of Namma Credit. Users may use this content for personal, non-commercial learning only.

5. Limitation of Liability

Namma Credit is an awareness initiative. We are not responsible for any financial decisions made based on the information provided on this platform.